What each investor loan product actually is, two calculators that use only the numbers you type, and a moderated directory of lenders who chose to list themselves.
Free to use. This site is funded by sponsorships and advertising placements, never by a commission on your transaction and never by a fee for referring you to a settlement-service provider (RESPA §8, 12 U.S.C. §2607).
| Type | What it is | Lenders in our directory |
|---|---|---|
| DSCR | Underwritten on the property's rent versus its debt service, not on the borrower's personal income. Typically a 30-year investor loan. | 0 listed |
| Hard money | Short-term, asset-based, usually interest-only, priced in points plus a high annual rate. Sized off loan-to-cost and an ARV cap. | 0 listed |
| Private money | An individual or small fund lending its own capital on negotiated terms. No standard product; read the note and the security instrument. | 0 listed |
| Bridge | Interim financing between buying and a permanent takeout or a sale. | 0 listed |
| Land / lot | Secured by raw or entitled land. Lower LTVs than improved property because there is no income and no dwelling to appraise. | 0 listed |
| Commercial / multifamily | 5+ units or non-residential collateral. Usually underwritten on a debt-service-coverage test. | 0 listed |
Counts are live from the moderated directory. A listing is advertising; it is not a recommendation, a referral, or a vetting.
Fix-and-flip vs. BRRRR vs. subject-to — including the written due-on-sale disclosure a seller must receive before a subject-to closing.
That is a consumer mortgage, not an investor loan, and it is a different regulated product. Our sibling company handles it: LoanPilotAI.
Every figure on this page is computed from the numbers you type in. Nothing here is an appraisal, a loan offer, a rate quote, a tax opinion, or legal advice.
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