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Assignments in Iowa (IA)

ItemValue
Is an assignment legal here?yes
What the matrix says about itAssignment of one's own purchase contract is a common-law right and is not itself licensed activity in this state; the constraint is on MARKETING and on DISCLOSURE.
Marketing rule the gate enforcescontract_only
What that means in practice543B.3 opens with 'acting for another for a fee', so own-account activity is outside it. But two clauses matter to us specifically: '(5) Buys, sells, offers to buy or sell, or otherwise deals in options on real estate or improvements on real estate' and '(9) Prepares offers to purchase or purchase agreements, listing contracts, buyer's representation agreements, agency disclosures ... including any modifications, amendments, or addendums to these specific documents.' Clause (9) is a DOCUMENT-PREPARATION restriction: generating a purchase agreement for a THIRD-PARTY user in Iowa is squarely inside it. Preparing OUR OWN offer as the principal is not 'for another'.
What triggers a licence requirementActing 'for another for a fee, commission, or other compensation or promise' in the listed acts -- which in Iowa INCLUDE dealing in options and PREPARING OFFERS TO PURCHASE / PURCHASE AGREEMENTS (Iowa Code 543B.3(5), (9)).
Written seller disclosure required?yes
Basis for the disclosureContract term + state UDAP/consumer-protection statute.
Statutory wording required?no
F5259 bucketGO_WITH_CONDITIONS
Condition the gate enforcesMarket the contract, not the property. CRITICAL PRODUCT CONSTRAINT: Iowa Code 543B.3(9) means PropertyProAI must not generate purchase agreements for third-party Iowa users -- only for Elite AI Holdings LLC as principal. Flagged for attorney review.
Verification statusPRIMARY_STATUTE
Attorney review required before first use?yes

Verdict by lead class

Lead classVerdict
landGO_WITH_DISCLOSURE
preforeclosure non owner occupiedNO
preforeclosure owner occupiedNO
probateGO_WITH_DISCLOSURE
tax delinquentGO_WITH_DISCLOSURE

Primary sources

the whole grid · probate in IA · the disclosure blocks

Not legal advice. We are not a law firm and we do not draft documents for anyone else. A template is a starting point for a transaction you are a principal in; it is not a substitute for a lawyer licensed in the state the property sits in, and in several states the disclosure below has statutory wording that must be copied exactly. Have counsel read it before you sign.


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